I am new to the real estate game.

Keep the risk in check so you will not be taken out of the game. 

Greg,You are correct I made some opinions based on reviews and a youtube video I watched where the first thing the gentleman said is "We are Not a lender".

Sure, you can make a few quick trades, but the playground monitors (a.k.a. the law) might notice, and you’ll miss out on the bigger opportunities and loyal customers.So, while skipping the license might seem easier, it’s not the best way to win at the toy game in the long run.I have this talk with 10-15 people each month at our Free Meetups here in MA, NH, and ME.

We have emails, video conferences, secure portals etc etc.We do have a physical office, and half of our clients are local.

@Stuart UdisAll great comments, seems like putting skin in the game will be a reassuring factor for any potential investors.

I wanted to get back in the game again but don’t have much in reserves that most if not all HML require.

The fact of the matter is that real estate is a long game and expenses will come up. 

I completely understand that real estate is a slow and steady game, and I don’t expect overnight success.

I wouldn't be opposed to having a little skin in the game (closing costs, inspections, etc) I would be living there paying market rent and doing the improvements myself.