Quote from @Zach Howard: I think it's probably better to hold real estate in an LLC than in my personal name.

The key is to identify personal property from real property.

You might be able to get around the fact your entity owns the property by either transferring the property back into your personal name or by some personal guarantee or cross-collaterization agreement.

Quote from @Basit Siddiqi: I personally would not buy real estate with a retirement account.There are just too many headaches that are not worth the potential increased return.Some headaches when it comes to investing in real estate with a retirement account1) LTV values are less and harder to find lenders.2) Potential to sell or partially distibute the property if you have to do a RMD(Required Minimum Distribution)3) If you run out of cash and have to make a major repair, you may be out of luck and have to sell.4) Having to potentially worry about UBTI(Unrelated Business Taxable Income)I would personally invest in stocks/bonds/notes with a retirement account.I buy deals with cash and use a ROTH SDIRA so there are no RMD's.I buy at huge discounts to retail.

It takes time and patience, but the long-term benefits are well worth it.I’ve personally gained invaluable knowledge, listings, and deals from friendships I’ve built over the years.The more people you engage with, the faster you’ll achieve your goals!

So PLEASE don’t make another huge financial decision and then tell that same person after you do it.

If one is transferring property title from personal name, a Grant/Warranty Deed would be drafted/recorded to transfer title. 

Hey all,Does anyone have any personal experience with First Savings Bank and their 1st lien HELOC?  

You will have to pay higher personal income tax rate, versus waitingtill after one year for lower Capital gain tax rates.

The owner was motivated due to personal circumstances and wanted to avoid the hassle of listing the property publicly.