Everything can be done with a calculator and a piece of paper if need be.

And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.  

Because all we have for credibility is his word and a Facebook page with zero likes on it.

i also help with the set up, hosting and finding cleaners  I make it a one stop shop and the process makes it seamless and a sure thing with making money and keeping costs down.  

I am a husband and a father to 3 children.

In 2024 we bought two homes - a duplex rental in Utah and a primary residence in Santa Cruz County, California.

For the furnishing, it was because the previous tenant we were helping support as she got out of an abusive relationship and a crisis pregnancy.

I'm happy to share my experience as both a flipper and a lender.

As noted above, a cash deal with all capital liquid in an account today is going to be taken much more seriously than a financed deal or a syndicated deal.  10% EM hard at contract signing and a 45 day close with no extensions will be taken more seriously than 3% EM hard after 30 days, with a 60 day close and 2x 30 day extensions.  

Buying rental properties is investing in a business and a place to make your money and time work for you.