I have also run the scenario of putting extra principle payments into the conventional mortgage, but we cannot put away as much, because we have to bank for large purchases down the road.This spreadsheet takes into account that my wife takes a drop in income in the next few years to care for babies (growing family), also factors in major expenses on the rental property, and assumes that we have 10% rate on the HELOC to be conservative. 

This would amount to about 4-5% of US residents and of a demographic which disproportionately rents multi-family and also SFRs not owns.

By the way, comparing 5,000 families forced to move or quit, to the whole of the population isn't what I'm interested in.

Investment Info:Single-family residence fix & flip investment in Goodland.

Hey Chris - It's awesome that you're taking steps toward building something for your family!

Investment Info:Single-family residence buy & hold investment.

Is this a single-family home or a multi-unit? 

Investment Info:Single-family residence buy & hold investment.

What's a good percentage down for a seller finance deal for multi family six unit and bigger?

I purchased my first single-family rental last year on LLC and I did the cost segregation study on that property now I talk with my CPA and mention about the cost aggregation study for filing the last year tax return (2024)he said that I don't need to use it because anyway my tax return is going negative because of all the expenses of closing cost insurance HOA and everything so what would you suggest me that use my Cross aggregation study for my tax return or not. thank you in advance for your response .Have you spoken with your cost segregation partner?