We have them provide the previous 2 landlords and contact info from their place of employment.

It happens in housing and employment, regardless of the letter of the law. 

We can use alternative documentation if self-employed such as 12-months business or personal bank statements.

And maybe we have another coming up with Covid if you have some self employed end up with bruised credit because of what's happened I could see this happening again.although we know that appreciation was on fire since 2012 when things hit all time bottoms..Although on devils advocate  lets say the houses never went up . ? 

Grayson County is really a 2 year school, but also gearing up to supply whatever the employers like TI and Global Wafer need. 

Number of Major Employers (To try and understand if the local economy is resistant to losing a big employer, or if that would crush the economy)8.

-Thanks, Alex Hi Alex,We offer loans to self employed cannabis industry owners for owner occupied residential real estate.

I'm wondering if there are any strategies pros employ for multifamily inspections where it can be either done using other people's money or if a cheaper solution would work such as hiring a local property manager/agent to do a walk through.

If you plan on buying investment properties in the future or after this scenario DSCR would be a good fit as well again No tax returns or personal income required.Lastly Non/QM also offers a program called "Bank Statements" for self employed buyers and it will allow the use of "Cannabis" income. 

As a PM and a fiduciary to my clients I use a more complex software than most self managers use and also employ a live revenue manager to scan my local area.