Now, on to the differences between a nationally charter bank, a banker, and a broker.

I invest in multiple cities across the nation, and I agree with the notion that you can be successful in any area.

If you saw pictures on the national news of people being rescued off the roof of the hospital, that's where I am.

But to touch on some of your points:-Costs to build are probably some of the highest in the nation, other than maybe Telluride or other vacation destinations. 

I started as an agent while I was in the Army National guard and specialized in working with the veteran community.

If you have a relationship and account with a community bank, that is a great place to start instead of a national bank.

@Greta Andrews Dave Ramsey a nationally respected financial expert , best selling author, and financial advisor calls whole life( cash value) insurance a con job orchestrated on novice investors by “ enthusiastic ignoramuses” masquerading as financial advisors.Borrowing money from yourself and paying interest on your own money is a non common sense approach to investing. 

I'm trying to find something from them or anyone showing occupancy rates historically as I love seeing some of that data - as both a builder of str cabins in eastern tennessee and someone holding str cabins in eastern tennessee. :-) Any chance you have a link or two to the report? 

Orlundo, some the nations best commercial and investment lenders may not be located in your backyard.

It is still relevant but doesn't have some newer finance options like DSCR loans that largely did not exist outside of commercial banks until after the GR (Great Recession.)As pointed out, we in BP Nation don't know your financial means or your skills.