Most do not go past 75% and also do not allow a second lien either.

Generally speaking, I think tech like this stuff and social media have lowered the barrier to entry, allowing people to take risks they dont fully understand, whether wholesaling. flipping, lending, etc.

For RE owners, death allows you to pass assets to your heirs and step up in basis, effectively eliminating recapture.

If you can get a single family home and have roommates, that's the most approachable strategy and will really allow you to know rather quickly if you hate managing rentals or not.Here's my experience starting at 22, and what I regretted from house hacking: https://www.biggerpockets.com/forums/922/topics/1133476-hous... 

It is my understanding (per our zoning attorney) that RT4 zoning should allow 3 units but whether the current construction of the building makes that viable or not is an issue.Not an expert by any means - just our experience with zoning and digging out basements in Chicago.

If you are a legal property manager in your state the owner should have the unfettered ability to allow you to act as his/her agent to enforce the lease, whatever provisions they may contain plus whatever your state laws allow.

I also heard they had a loan on all of them that would not allow it.

This allows you to really niche down and target your ideal tenant demographic.

Also - lots of flippers allow their contractors to order materials but direct them to the supplier they want them ordered from! 

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