Don't expect the best DSCR rates for this property use as your pricing will get adjusted for this type of use.Commercial financing is also available for such uses, but can be more difficult in terms of cost and qualifying. 

Have you adjusted your listing on AirBnB, Vrbo, and furnishedfinder for your off-season target demographic? 

Be flexible, adjust to the times, and use financing judiciously to advance your investment goals.David KrulacBigger Pockets Podcast #82 

When we list on a site but just put the price of Rentometer.com the home will sit, we need to both market and adjust the rental price weekly to find the right price to get your home filled with good tenants. 

When adjusting your terms are you mainly just lowering purchase price?

You can influence your investment's performance through property improvements, rent adjustments, and savvy management... something you can't quite do with an annuity tied to obscure indexes.An Individual Retirement Account (IRA), particularly a Self-Directed IRA, can be used to invest in real estate and employ leverage to potentially enhance returns.

The CPA gave me my adjusted tax amount from which I could easily figure out what the tax rate would have been but my real estate made my effective amount negative and I have a carryover to next year.

After he implemented the RUBS, he actually reduced the rent a bit to enable the user to adjust to the new extra billing.  

I'd recommend to first look at where you'd like to invest it to see if it's feasible or if you need to adjust your buying criteria.If you're not in the market for something new then I'd look into adding an ADU on the lot and upgrading the windows on the main unit to triple pane glass so that the noise doesn't bother your future tenants.

A good rule of thumb is double down what you think you like to spend and make adjustment later.