I think it's time to start looking at hard money, and call your lender back up as soon as your husband has his first paystub in-hand at his new job.You may want to ask your current "soft" money lender to speak with the HML guy and/or maybe even show the actual loan approval, loan application, credit report, etc, so he has assurances that you will be refinancing out of the hard money as soon as husband is back on the job.

I agree with @Jay HinrichsThe high touch, soft skills, face to face skills (belly button to belly button, Tom Hopkins :))I used to present to group lawyers for D.I. and Life Insurance Defined Benefit Plans, bunch of sharks, not for the squeamish. 

I texted back that as a financial consultant, he should know that a criminal background/eviction check is a soft hit on the credit report and has no affect on his score....which we're not checking anyway.

I have a soft spot for old Victorians in nice areas.

I'd give no dollar amount to it, as you know it's soft costs of legal and filing fees.I've seen subs with end lots, second phase at 100K with the entry lots sold first at 20K.

In urban areas, it is soft for sure, affecting the rental market, condos and higher end properties.   

I'm not interested in stockpiling soft assets like mutual funds and bonds.

CapRates are really "soft" numbers since they're reported.  

Debt can cause a lot of pressure if cash flow goes soft.

But, even those folks who are not formally educated can do well as we all have seen - it boils down to "the soft skills" that involve grit, determination, and relentless practice.