Appreciation is always a gamble and/or a long term play, nobody knows if the house will FOR SURE appreciate in the short term.

I would not rely on bank statements solely, as I have seen cases where the money was in the account one day, and gone the next due to gambling problems or identity theft issues.

Our government is effectively making the most stable investment in the world a pure gamble without. 

Gamble wisely.And you need to very clearly understand the risk trade-off that they do not bother to explain: you're trading a secured contract with your property as a collateral for a (most likely) UNsecured contract. 

I haven't had a job in 3 years - that's cash flow.I sell a house here and there - that's gift.CA is one of few places where gambling works.  

What's up Rickey, always thrilled to see young people getting involved in this community. 

Regarding the other side living for free for life, that is a huge gamble.

Thanks @Jay Whang venturing into the world of real estate, especially in the dynamic landscape of the Triangle of North Carolina, is undoubtedly a thrilling and potential very profitable endeavor.

So I am willing to pay the price is the value is inevitable not gamble my savings on a guy selling me financial freedom through information I can get on these forums for instance.

Anything you do without all of this would be called gambling