Its NOT the Guru's as Bill states yes some may do it.. but BP reinforces it with all these peoples different opinions from different states.And it also goes to the underlying theme Of BP  in that you don't really need to pay for any advice you can get it all right here for free...

Having several out-of-wedlock children by several different men comes to mind and is a very common theme among the poor.

I have a girlfriend that should be my fiancé (can't afford a ring, much less a wedding)  who wants to start a family (DEFINITELY can't afford that) a mother with hundreds of thousands of dollars in medical bills (I should be home taking care of her) and deteriorating friendships that I thought would last a lifetime.

Your car breaks down; you want to go to Mexico; your kid needs braces; your buddies want to go to Vegas; you're best man in your brother's wedding; ETC.

The common theme was they "don't get involved" in that sort of thing.

Fyi we have a distressed debt meetup group in Seattle and our next meeting is this weds. the 20th downtown.

I noticed that some day you'd like to own a wedding venue, that is awesome. 

Yes, we are all busy, but if you are not actively participating in a wedding ceremony as the bride or groom, not with another client, and not sleeping or dead, answer the phone.

Keep colour neutral (beige, white or grey to continue the theme of the rest of the house - which should also be all in the same colour family).

@Trent FisherIn a lot of ways Montana is really diverse, but one common theme is low population density.