I don't go down that path because I know where it tends to end up ... showing the other side of the coin to newbies who are willing to consider an alternate view that they may not prefer to hear is the value I add.

I was talking to my property management co in Santa Clara who manage 90+ properties, they said except for 1 rest have paid. 

@Tim Simmons I have been on both sides of this coin and understand that reasonable minds can disagree on which strategy is most profitable over time. 

On the other side of the coin, many investors think it would be foolish to not borrow as much as you can while locking in a historically low interest rate.

However I am with TD bank (in NJ) and they used to have a coin counter which I would hit every 6 weeks or so and now they are taking that out.  

There are two sides to the coin and you have to weight the risks of departure against benefits of staying current in the market.

If in your state, its 10-20 years that's a long time endure the risk factor of bennies coming into the picture asking about grandpa's gold coins in the house (that never existed). 

Being compensated most via our turnover, make-readies, placement fees and repairs is a complete conflict of interest.My coin.

I remember before an investor was burned using pay rents online.They had it where a tenant could pay and also could deposit money or wire money in.What happened is the tenant sent in 300 instead of the 600 owed into the landlord's account.The tenant argued in court that the landlord accepted partial payment and was going to work with them on an arrangement.The judge sided with the tenant.So the moral of the story if you are going to do this is only a set amount is allowed to be paid with no partials.If they try a partial it should reject the payment.Of course you can work out a payment with them IF YOU want to but you want to control that and not the tenant.On paying cash when I was 17 I was running low on cash.I went to the gas station at night and put about 11 in gas in the car.I had the money in coins quarters,dimes,nickels and pennies.It wasn't rolled.The gas station employee refused the money and I told him he had to take it.

You can probably flip a coin as an investing strategy when picking the prime markets: SF, Seattle, NY, Austin, Denver, etc