You either find a more qualified applicant or simply reject for other reasons aside from their record.

If they absolutely reject the idea now without the permit process, my guess is they would give you even more grief once it is built.

The next time a tenant in one of these scenarios goes to rent somewhere, their credit report show a gap in their rent payment history missing the context of why there's a gap, leading to a potentially rejected application even if their credit score is slightly higher.Based on the data we've seen so far, reporting a tenant's rent payment history to the bureaus does more harm than good because of all the myriad things that can go wrong leading to a confusing permanent record for those tenants.

I rejected first "ignorant" then "uneducated".

If you reject then you must use the same criteria for ALL applicants.

Expect lots of rejection - and when you do find a deal - you are frequently dealing with desperate people in desperate situations.  

She did manage to have another adjuster take a look at my contractor quote and said it was rejected because it wasn't in an acceptable format, i.e. there was lack of detail on the dimensions of the replacement items. 

I specifically remember several carriers rejecting annuity applications because the companies literally had nowhere to invest the money.

After rejecting several applicants, it gets a little tiring.

I had to reject a lot of people even. that to be said, I invested the most.