For those of you don't believe that we ALREADY turned the corner, here is ONE OF several listing that I ran into that are listed below that 2015/2016 purchase price...In San Francisco....A location....Removed by moderator due to it being wrong link. see post below

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On the surface, the answer appears to be simple...BUT one will caution that in order to make a true determination, it requires a lot of actual research on a local market/neighborhood and the answer is actually much more in-depth...so take this with a grain of salt..lolClass A- Newer Growth Areas (new construction, rebuilding of infrastructure, core fundamentals reflect strong growth, low unemployment, pro-active government, home prices increasing, vacancy rates decreasing, demand slightly higher than supply, School Districts usually have a 5+ rating, etc.)Class B - Older yet Stable Areas (Little new construction, no major fluctuation in growth or reduction of population, little to no change in employment opportunities or unemployment rates, infrastructure is old yet functional and not being updated, supply and demand are fairly equalized, rental vs home ownership relatively equal, home prices stabilized, School Districts usually have a 3-5 rating, low to moderate crime rates, etc.) 

He posed as a moderate when he was running.

Also, around 1990 The HOME Program was created to promote home ownership and "affordable housing opportunities" to low or moderate income (or maybe newbies like you Travis just may qualify?).

If the ground is close to being saturated before a rain, even a moderate rain can cause this.Every soil has a limit on its capacity to absorb rain/water.

Through moderate growth in manufacturing into the mix, and it's not going down hill.  

Far better chance of success and moderate appreciation and better tenant pool. 

Moderate income leasing can be a gold mine with N/Ps.

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