Both of those can be challenged and updated.3 - Get quotes from different insurance companies and brokers.That sounds like a waterfront rate, which is not unusual for a property backing up to a drainage area.

And hope your local MDJ will not take it upon themselves to refuse to hear ANY l/t cases, rent-related or not, as I have been hearing from some other PA investors.You can always check with your trusted real estate attorney for legal guidance--Philly can have some 'unusual' local ordinances. 

They did make us an offer and increased it by $7,000 the same day without us even turning the initial offer down which is a little unusual.

I am also uncertain if i should approach homeowners who are already under contract with a real estate agent.As you can see i have lots of questions although im somewhat knowledgable it just feels like a whole bunch of puzzle pieces that needs to be put together.if there’s anyone willing to help out I’m sure this post will not only help myself but other beginners who are too shy to ask for help or where to start.

I agree about reserves and feel uncertain stretching myself so thin.

I don't know anything about that business, but seems like an unusual place to start that business.

.$40 is probably normal, but I've seen some lately that have no app fee.Also $99 admin fee is unusual. 

I told them in no uncertain terms to go back into the bank and get their 1/2 of the money back, because in no way was I going to rent them the house, then called my bank and authorized the payment.

.), you'd see that the appraiser comments on if the purchase contract contains inducements to buy, unusual terms/conditions for that market, etc, and the contract purchase price is right there on page one.

That is highly unusual and I would not agree to it.