Just like everything else in life, numbers can be stretched a significant length one way or another depending on your perspective.

We do tend to know how to stretch a dollar, don't we?

Even if I can stretch them out over 4 months and not put them into my loan, it's still money paid before the investment makes money for itself.

I have a lender who closes regularly on DSCR in 25 days or less.  20 is a stretch. 

You can stretch your money a lot further that way.Best of luck to you!

As I evaluate this opportunity and formulate a plan, the steps need to be mapped out so that I don't come to a stretching halt.

We had to stretch the limit just to get that.

I have, hence, excluded CAPEX from my calculations with a principle that I would only analyze houses that are no older than 15 years and the big ticket repair items have been recently replaced by the owner- I know its a long stretch, but, was just shuffling around my numbers to see what makes sense.

However, for the purposes of a purely theoretical discussion, pubs are interpretations, not the law, and their interpretation of 23101(a) sounds like a stretch to me.

Is he stretching the truth a bit?