They will take on roomates and/or consolidate households.

([furniture] rent to deliver, then pay off)Natures CountertopsGeorgia Carpet Outlet (GCO)Gabriel Brothers (household items/ furniture/ bedding/ lighting….)Goodwill (best artwork stock in town)Mon Valley Habitat for humanityI also decorate myself. 

I learned that this is one of the best ways to start out in real estate, and I do not mind having roommates at all.. in fact I am very use to living in crowded households.

Add inflation into the mix, pressing new unit costs even higher, pressing housing cost up even more a % of household income.......

Forebearance is only 7% of US households, many of them took it as a precaution.

Our median home prices are a little more than 4 times the median household incomes.

And I am ok with that, again due to my financial goals and personal plan.Personally as a "rule" the 1% rule (and sometimes quoted 2%) is not really realistic, much like the idea of a single income household stopped being realistic for the most part in the 70-80s.

Not saying it doesn't happen, but its usually someone making over $120,000 per year paying of $50,000 in 16 months just by not taking 2 vacations and selling their BMW.Our household budget has been trimmed every way possible.

Our household income together would be $55,000 per year plus an extra $10,000 in school refund checks because we both were fortunate enough to not have student loans.

, but the down payment assistance income limits are now ridiculously high (>$200k/yr is now recognized as "modest income" in some areas...) and a few have switched to using "borrower income" instead of "household income" to test if you're over the limit.To whatever extent you think availability of financing plays a role in driving home values: think about the two things above together...