I see most are new here, welcome, I've missed that with many of you before.Let's define our loans, by "conventional" we are speaking of the secondary market, Government Sponsored Enterprises or "GSE" mortgages. 

Get her to drink the cool-aid! 

While beyond their control, they are affected by the pandemic, have tried to apply for aid, and are just out of cash. 

Wouldn't say I'm on that "The 10x Rule" kool-aid but I like to set lofty goals to push myself.

Like @Matt Ward mentioned, there are many ways to skin this cat and it depends on personal preferences, family dynamics, funds available, time and experience available to invest, manage, rehab in REI, etc.For me, I drank the Grant Cardone/Kiyosaki cool aid a few years ago and followed their model and thinking. 

My goal is to create a real estate enterprise for passive cash flow and long term retirement. * this forum/podcast/blog is awesome.

Spring Valley, Enterprise, NW Vegas, Henderson areas.

This personal investment could come through a friendship ("I like you and want you to succeed"), through a common business enterprise ("We work for the same company and I want this company to succeed") or even something less tangible ("You remind me of my son and it makes me feel good to help you").- A coach charges money -- this isn't to say that the coach doesn't have some vested interest in seeing you succeed (regardless of the continued payments), but it likely means that the coach makes some/all of his living doing this and can't afford to just give away his time.- There is absolutely nothing wrong with either model, assuming you get at least as much as you pay for (if you pay more than the value you get, then there's an issue).

Says they will call legal aid, and then legal aid will call me, to just play dumb.

Congrats Josh, quite an accomplishment.Will BarnardBarnard Enterprises, Inc.