A reserve is unnecessary, but I still keep around $15,000 - $20,000 in my account.The point is, that you should sit down and assess your finances to determine what the worst-case scenario may look like, how much you would need to cover it without impacting your life, and whether you will need to build a reserve.

I've house hacked twice in Reno, NV and it's changed my life. 

Back in the world of 3% rates, you could get a HELOC instead of the primary mortgage and lower your daily balance and cut down the life of the loan significantly.  

I was planning on building the home in the traditional stick built style in my budget but am wondering if doing prefab may save some money/have other benefits.

I want to utilize my arbitrage to obviously use for my personal life but also to create a hefty fund for investment properties later on the line. 

I've done this twice in Reno, NV and it's changed my life. 

who used this his entire life and build a net worth of over $1 billion by the 1980s starting with absolutely no capital!  

My goal is financial freedom for my family and a life full of giving and serving.

In 5 years and almost certainly in 10 years Scenario A can change your life. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.