A Heloc is a open end mortgage like a credit card so its an additional trade line on credit, cannto never be used as an Asset, PITI reserve, and its a DTI killer in most cases.A heloc is also usually set up on a shorter term versus a mortgage, carries a Higher interest rate, and most carry a interest only with a prepayment penalty.

All of those, including permanent life insurances have their place in a personal portfolio but some people believe that because one specific product does not make sense in their personal situation that it should never be used by others.I am using credit card debt for some of my investments.

In Japan you can buy just about anything you would use a credit card or Yen to buy (actually that is true in many Asian countries, including Singapore where I lived for 10 years); Or back here in 'merica, we can even buy a Whopper at Burger King!

Commit to spending less, paying off high interest credit cards, maintaining positive cash flow in your personal finances, and cleaning up your personal balance sheet.  

By changing the name, you retain the benefits of your existing LLC, including the D&B account, bank account, and business credit card.

Keep in mind you need so many different website plug-ins and features and you have to make it secure for credit card processing.

They typically mail out a small post card notifying you if the policy cancels or is non-renewed.  

Perhaps a Green Card if you are going to stay for a long time or stay indefinitely.

And I’ve done several 0% interest for a year credit cards.

And in all cases this for us is a combination of our amazinb cleaners and handymen.We have found most guests are pretty understanding, and if it's something that impacts their stay we will give them a gift card for breakfast or dinner with an amount that reflects the amount of the inconvienience.True emergencies are fire, flood, or blood.Hope that helps!