When using the Fannie/Freddie/Federal Home Loan Bank second home occupancy loan and you transfer title within the first year to an LLC that the borrower is majority owner of it will not trigger the due on sale clause as long as you can attest that it will continue to be a second home.  

When you sell a property "subject to" the existing mortgage, technically, this clause could be triggered because ownership is transferring to a new entity or individual.

Other risk-reducing factors—if the note is collateralized or includes features that reduce the element of investment risk, the note is less likely to be deemed a security.ericperkinslaw.com/when-does-a-private-business-loan-transaction-trigger-securities-lawsv/

@Ryan Donohue Yeah, I guess I'm a little surprised that so many folks are triggered on here about the idea of bringing in $30k/month.

The "public marketing" of these will probably be triggered the minute someone mentions an off-market property for assignment, whether that's online, email, phone call, etc.

It requires revision of the stated principal of the loan, triggering specific rules known as OID - original issue discount.

They all said the their 2nd home loans, without exception, trigger a due on sale clause if the property is moved to an LLC.

Pull the trigger :)

You need to talk with a lender about your particular scenario before pulling the trigger.

Should I pull the trigger on a investment property now or should I wait until I graduate college to purchase something?