And since I am brand new to a lot of this I don’t know what is too good to be true.

Is this generally true for all insurance companies? 

It's true that you make your money with appreciation and not cash flow, in the long run.

The same is true for any property in the world.  

Wow, that almost sounds too good to be true. 10% on the PM fee?

They would have to foot the bill and also pay for the removal (up front) - because maybe they will work the disposal correctly, but there will be a next tenant - so that decision could have expensive consequences for them.When you present them with the true cost of install and removal, it may not be that important anymore..

The true definition of "owner financing" is that the owner of the home is providing the financing to acquire a property.  

And I guess if your always paying cash and can hold long term that might be true.. but you bring in all these payouts up front and debt behind it and that creates the risk.

Be cautious of any promises that seem too good to be true, especially around funding or guarantees of success.

This is especially true since I often look for properties that allow for tax grievance potential too further increasing cash flow.