My number 1 tip would be to go off market and find owner that wants to sell at a discount / prefers speed and convenience. 

At tip to help achieve this: You will at somepoint, if you haven't already, be directed to propstream or propwire or the like to find motivated sellers.

Sometimes it makes sense to pay the gains if there are not adequate replacements.

Full roof replacement.

It’s a bit risky unless you’re sure you can replace the funds, but it could work for short-term needs.4.Roll into a 401(k) and Take a Loan: If you have access to a 401(k) plan (Or can start one for a business you run), you could roll your IRA into that plan and take a loan against it.

Things wear out over time, require updating, upgrading, replacement etc..

A real estate lawyer can help you navigate the specifics, including ensuring you don’t inadvertently trigger any unintended tax consequences.A few tips to consider:Check with your mortgage lender: If there’s a loan on the property, transferring it to an LLC could violate the loan’s due-on-sale clause.

I also renovated hallway and replaced all staircases with a new oak staircase.  

Welcome to the community and be ready for a huge amount of information at your finger tips.

There is no requirement for @John Gillick to replace debt with new debt.