Everytime you get close to depreciation running out (or want more) you 1031, expand your holdings, and your tax write off. 

You are still going to get the best rate possible with your significant down payment and with good credit I'm assuming.   

@Frank FloresInvesting in delinquent tax sales in Houston can be profitable, but it comes with risks.

@Bradley Buxton makes a very good point to make sure to do your due diligence as you won't be an owner occupant like your in-laws.Last bit of advice: Because this is a friendly deal, you want to take your time to make sure you structure it in a way that maximizes tax and cashflow benefits for both parties. 

It would benefit a lot if you are able to obtain US credit, US LLC and US Bank Account.

Hi,We recently (Aug 2024) bought commercial land of around 2 acres. this was part of bigger commercial lot (around 25 acres) which had AG exemption and so the taxes that they paid was around $20 each year. we received a 'AG ROLLBACK' letter from the appraisal district that starting 2025 tax year, we will be taxed at it market value resulting in additional taxes, interest and possible penalities for 3 prior years.

(Loan paydown, tax savings, etc etc..).

I have created a lot of loss in my taxes over the last few years and now want to get a mortgage for a new primary home.

You would have had to be there for at least that to save on the capital gains taxes (up to 250k). 

Short term (12 months), low loan to value with borrowers who have strong credit and significant assets.