Depends on really what you are looking for:-Speed - some HMLS can go "no appraisal" so can close very quickly and beat cash offers if you are in a competitive market to buy-Interest Rates - can range anywhere from around 8% to 13% (same with "points") but not usually as huge of a concern for flippers since the terms are so short-Leverage - depending on your risk appetite / capital - this is also a top concern for some (almost always over and above rates/fees) can see anywhere from around 80% LTC to even mid 90s LTC (including 100% of rehab budget)

So will see how it goes and keep everyone up to speed.  

If the information is out of date is there a follow-up book you folks can recommend so I can make up for the gap of this original version?

By the way, the cutoff date is June 1 of each year for these changes.City & County Tax BillsMost Michigan properties receive TWO annual tax bills - one from the city and one from the county.

Awesome to hear you have a specific date picked out to take the test! 

I recommend you pay him the final amount, but get a lien release, in advance, that says if you pay him this final amount, he will have been paid in full for his work and no further liens can accrue.I believe a mechanics lien once filed generally initiates a court date to substantiate the claim.

Current lease term (expiration date, month-to-month)7.

Speed and cost/tax-efficiency are usually mutually exclusive.  

Document all of what you do if you are going to get it done for them, and/or if you cut them a check then make sure it is in writing that it was all done and they cannot come back to you at a later date asking for more money/mitigation.  

So for example your American Express statement closing date is December 10 and your payment due date is January 4.