I think it makes sense to go with a reputable lender you know can close your deal and make it a smooth and seamless process, rather than chasing the "cheapest option". 

Diversifying your risk across multiple carriers can provide a buffer against this kind of exposure.Transition Time Cost and ChallengesThe process of transitioning from multiple carriers to one program can be complex and time-consuming.

She went above and beyond, even making what seemed like an impossible situation smooth and stress-free.

They prevent bedbugs from entering or escaping mattresses.Routine Inspections: Regularly check mattresses, bed frames, and furniture for signs of bedbugs (small black spots, eggs, or live bugs).Furniture Choice: Choose furniture with metal or plastic legs instead of wood, as bedbugs are less likely to infest non-porous surfaces.Bedbug Traps: Place bedbug traps under bedposts and other furniture legs to catch any potential bedbugs before they become a problem.Professional Cleaning: Schedule routine deep cleans between guest stays, and if you ever suspect bedbugs, hire a pest control professional immediately.Clear Guidelines: Educate your cleaning staff on how to spot bedbugs early, and encourage them to report any signs immediately.These steps will help you set up a smooth, well-managed STR that’s ready to generate revenue while maintaining a good relationship with your LTR tenants.

Offering these amenities can make a significant difference in your property’s desirability.If you're investing out of state, I'd suggest working with a good property management company or a trusted local contact to keep everything running smoothly.

Even with days in transit and even more days until the money was available. 

Slow is smooth and smooth is fast in these situations. 

How smooth is the payment process?

Consider hiring a property manager for the first year or two, then transition to self-management when you have more experience.Hiring a property manager is usually cheaper than losing a ton of money making rookie mistakes.

Establishing your team is crucial to a smooth start in this market.