I talked to several lenders and Citizens Bank had the best terms - 8.15% with no origination fees. 

Alongside my real estate ventures, I maintain my full-time job as a Senior Engineering Manager in Software Engineering.

But this will alienate legal citizens living in severe poverty.....Tough situation...could've been easily avoided.

ESPECIALLY if she’s a senior as she was taken advantage of.

@Nate P.Your profile hints that you are living abroad.If you are a US citizen - you want to make sure that the CPA you work with understands the foreign earned income exclusion(FEIE).If you purchase a property and are expecting valuable feedback on how that property will impact your tax return, you will need to provide a rough profit and loss projection(rental income and expenses) along with purchase price to have a conversation with your accountant so that they can provide you good feedback. 

Im sure its not possible but thought id ask, Im a U.S citizen , is it possible to get a home loan here (U.S) to purchase a home in South America?

I mean they do it for low income senior residents and the multifamily affordable apartments that been there for a while.

How do you handle the situations where they aren’t US citizens and may not have the full credit background check etc? 

Generally how it works is if commission is 100k and 3 people on a team then 50k goes to brokerage, about 27k goes to senior broker,15k goes to middle broker,  then 8k to junior broker.As you can see they have to do a lot of volume to equal what I make in one transaction so they tend not to want to deal with unknown buyers but feel more comfortable working with a broker on the other end.

So to the uniqueness, my father in-law is blind his brother is also blind and they're both seniors.