I know you mentioned doing STR, but then you need to spend another $10k+ to get it furnished.

Also, I’ve noticed that the unknowledgeable persons who are most likely to be suckered into spending time and money on these “programs” all have a basic gullibility that leads to them making comments that have remained remarkably consistent over the last 40years.  

They usually spend one day going through the property checking everything for a couple of hours and move forward.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

Option B who cares don't spend your time vetting deals for a premium put it in a CD or index fund and go make more money.  

There is only 1 guarantee when you buy a property - you are about to spend a pile of money.

Asking strangers how to spend your money is a fool's errand.

I wouldn't spend one minute worrying about that violence. 

They are likely not bad people but they do not want to spend $3,000 and be kicked out first night on a noise complaint. 

Many skip tracing companies have a minimum count or spend.