I do know of the physician loans, I am also a veteran so I have the VA loan, and I was also looking at the FHA loans, but can anyone give me any insight that will help me get into a multi family with the salary situation I’m in?

Whether you are a veteran looking to buy a home or an investor seeking the right funding for your next deal, I am here so put me to work.  

My biggest question when I was researching all the programs was "If these people are so successful at what they do, why are they charging so much for all of this and always trying to upsell?" 

They usually give you the first 30 minutes for free so you can explain your case and ask questions.

S so I already have a hard money lender that accepts sellers financing deals however they would like to be first position.

Our current plan is to purchase our first home and live in it for 2-4 years before moving to a new home and using this first property as a rental, so my fiance and I are currently in the market for a home that we could use as our residence during the offseason and then use as a short term rental or something like that while we are away for 6-7 months.

Quote from @Shiloh Lundahl: @Jay Hinrichs so it sounds like you don't feel like you got punched in the face by real estate over the past couple of years. 

I don't want to get into too many details yet, but to sum up my experience so far. . . 

so, to be clear you are no longer converting to a 4 unit? 

I'm in Santa Barbara County which is impossible to make work so I'm forced out of the area.