As I understand it, many brokers provide this software to their sales agents as well.

Claim that their financial wealth consulting offers concepts only they provide.  

Some options that might be viable for you include: Private Lenders – Such investors usually offer short-term lending but provide greater flexibility compared to a traditional hard money lender.Lines of Credit – Another alternative could be an excellent option to finance several deals at once using a business line of credit or HELOC (if it applies).

Apologies for assuming the worst, but the post feels more like a pitch or marketing content than a standard forum post looking for help or providing subject matter expertise. 

Could the seller provide you with a note for the down payment and you pay him back?

If you're interested, I can provide some free help.

Also consider networking with investors active in those areas who can provide insight on what’s working.

In the future, I'd request a "soft pull" from a lender and provide them with your estimated credit score to get a rate quote.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

J Scott, one of the more respected authors/authorities on BP, provides scenarios in which wholesaling can be done legally and ethically.