I attended Chris McClatchey's program a year ago and I have nothing but Great things to say about him as a COACH & MENTOR!

You will get some good analysis tools and knowledge in that course and may show you the value of going through their certification program. As

So I will start by saying this: HUD can be a great program as long as you are heavily involved and trust the people (and bank) that are working with you. 

You may want to have a lender look into that program as well if it is available in your area.

As far as section 8 I'm a fan of the program as long as the property is in good enough shape to pass inspection.

Is an asset deplition program a good route to go if you have little money to put down for a down payment?

Is an asset depletion program a good route to go if you have little money to put down for a down payment?

Osamede - I am not a lender, but from my understanding you should be able to qualify for a physician mortgage program as long as that is to be considered your primary residence.

FHA is not a 1st time homebuyer program, as such if you bought an investment property you'd still be eligible for an FHA loan.

I'm also aware that in inventory is low for multi families on the market in my area.I will look into the md mortgage program as that is the only thing of value that you mentioned in your response ( so thanks for that I guess).