Stop using a debit card , use a credit card and pay it off in full every month .

Tenants stop paying rent all the time.

So, not only is it cheaper to rekey, deadbolts-only STOP tenants from locking their keys in their home since they must use their key to lock it:)We are looking into a cheap camera to also use that connects to internet for remote monitoring with motion-sensor alerts.

I decided to purchase property in Pennsylvania where properties are more affordable in certain parts, demand is relatively good (less vacancy), healthy cash flow, and tenant laws are more favorable to the owner side in case your tenant stops paying their fair share. 

Homeland covers: Stopping financial fraud, illegal trade and the sale of fake goods to protect the U.S. economy, American businesses and your money." 

And when a rising tide is lifting all boats, groups that amplified their results by using risky high leverage could score some massive returns until the music stopped, then will subsequently struggle to keep the rest of their portfolio out of foreclosure.

I do see some flip opportunities, but flipping is a job; stop flipping and the making of money stops,My next purchase is likely to be in a different market with lower profit expectations than I used to achieve in the San Diego market.  

They don't usually stop foreclosures and usually blow things up instead.

If that happens, then you will need to set aside certain funds as "band aid" to stop negative cash flow bleeding.

Hard Money is often the first stop.