None of these originators are allowed to assess you as a higher risk because you paid off a mortgage early. 

And when I have two different CPAs that disagree, it really makes me wonder haha.I did not see your question when it was originally posted.

Originally posted by @Danielle Jackson:Yes, they do it all!

I have only been pushed back once or twice on the loan/origination fee, but I get push back on the interest rate every single time.

I’m being a bit uncharitable here, but they backed off of their original plan, stayed silent for two months, and then quietly passed a regulation stating four or more unrelated occupants can’t live together.

Originally posted by @O'Neil Parker:@James Dickens I definitely understand, is there anyway you can connect me I’m trying to sell a nice brick rental.

This assumes there are no third parties who took an interest between the original deed and the new deed (think mortgage lender). 

I'm not talking about saving for savings sake, but actively considering how a dollar can reproduce itself so that you can not only have whatever it is you want to buy, but also put more of the reproductions to work making more dollars and still have the original dollar.

The very last part of my original question was whether I could transfer the 1031 status on this house that I'd want to move into to another rental I own?

It’s a bit of a tangled web, but if you need more info on it, do your research first, and then you can contact me to help you sort out the current rules. 3) The tax benefits are severely hampered if you there is any money from your original property that doesn’t get spent on the replacement property, so it’s best to purchase a more expensive one to avoid losing those benefits.4) It is imperative that you do not receive any money directly from the sale of the original investment property.