Instead, I have established a donor advised fund (DAF) for charitable giving during and after my death. 

My Why is to establish a life of freedom.

I had already established that the ride is volatile. 

Of course the co-signer should be significantly stronger in ALL areas as compared to the applicant...usually this is a parent or relative, and they should be well established, with ownership of real estate for years; long and stable employment; no, or very distant, criminal and traffic court records; well funded SAVINGS/IRA's or stock market accounts.

Eliminate debt, establish a budget, and save.

Once i have the network established, I might consider STR in future.

.: You’re late to the party, but its still possible, you will just be getting the deals all of the establish investors have passed over.  

My tenant had a medical emergency several months ago and is now in a long term living facility (simply put, she can't be on her own).

It's been a great privilege to work with the City of Maple Heights to establish the egress window codes in alignment with the Ohio Building Codes, so the residents can begin to have safe and beautifully renovated properties when there is such a need.

MTRs are great, and there is a lot of opportunity with the different medical facilities in the area, as well as the influx of military and the gaining popularity of MTRs among the general public, not just traveling nurses.