![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/57139/small_1660933775-avatar-1marcus.jpg?twic=v1/output=image&v=2)
10 February 2025 | 132 replies
And this interest rate spread, say between 4.5 and 7.5, is of such impact that at 4.5 we can afford to over-pay on purchase price a bit vs market price AND we still come out ahead with significantly lower monthly servicing payments than we would have had a 7.5 and a lower price.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1312774/small_1625160015-avatar-jonathanb329.jpg?twic=v1/output=image&v=2)
8 January 2025 | 11 replies
@Jonathan Bombaci recommend using that amount as a bargaining chip for lower rates.80% of evictions are wash, rinse, repeat.
14 January 2025 | 7 replies
Account Closed if you do a seller finance you could get a lower interest rate from HO then you can get at the bank.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3157675/small_1737672776-avatar-jaedons4.jpg?twic=v1/output=image&v=2)
13 January 2025 | 5 replies
The problem with using credit card funding is it destroys your DTI and thus lowers your credit score.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2397378/small_1646868544-avatar-ajw35.jpg?twic=v1/output=image&v=2)
11 January 2025 | 2 replies
Tenants in many markets already believe they pay too much (contrary to recent studies that show rent to property values have never been lower for the large US cities).If my insurance costs are not double my current rates over the next couple years, I will be pleasantly surprised.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/37034/small_1621370217-avatar-dkonipol.jpg?twic=v1/output=image&v=2)
15 January 2025 | 24 replies
I held each until a change in either market price or net asset value resulted in the REIT stock discount being lowered by 30%.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/465658/small_1737630055-avatar-carlosm39.jpg?twic=v1/output=image&v=2)
11 January 2025 | 4 replies
With rates in constant flux, you might have opportunities to lock in lower ones.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/104705/small_1682356023-avatar-gaspony.jpg?twic=v1/output=image&v=2)
12 January 2025 | 8 replies
@Tom Rairdon If you’ve owned your short-term rental (STR) for over a year, it likely qualifies for long-term capital gains (LTCG) treatment, taxed at lower rates (0%-20%) compared to your 33% ordinary income bracket.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3152492/small_1733174349-avatar-youssefp1.jpg?twic=v1/output=image&v=2)
9 January 2025 | 2 replies
In my opinion, Dallas represents more upside with lower risk, and is less expensive than Houston.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3164111/small_1735912763-avatar-jennas75.jpg?twic=v1/output=image&v=2)
10 January 2025 | 1 reply
Findlay is a real oppotunity beause you’ve got a combination of stable job sources, a decent population size, and often lower acquisition costs compared to bigger metros.About choosing an agent..