Theres no financially logical reason whatsoever that you should go into debt for something personal.

The logic is with a mixed use space you get the best of both worlds so I’m leaning towards mixed use. 

Sometimes the reason(s) lies outside of rational or logic. 

I also received my broker's license tho (solely to become more knowledgeable while making personal real estate investments), but I don't see their logic, so I figured I'd turn to BiggerPockets to help me better understand what's going on. 

It's a simple math (Geometry/logic and Algebra/execution) problem.

@Kevin Sobilo1) This is an opinion, not a logical fact.2) Actually, in 24 years in business, rarely happens.

If it was up to me I would just given the whole thing away and forgot about it but my wife, thankfully, has the brains to think logically and not give up everything we've worked for.We were pretty hesistant to lead Travis on with big expectations so we started the partnership with $1,000 buy-in and 5% ownership with the promise of being able to increase the partnership in time.

I feel Hard money lenders are more logic based and rational people.

i wonder what their logic is there for more than tripling the premiums in 3 years suddenly.  

this is a pump and dump due diligence scam.. there is no 5% money when CD rates are 4 to 5% one needs to simply look at this logically.