This would update the house and consolidation our loans, but we are trying to get out of the middle class trap so we want to purchase our next rental property.

When house hacking, consider the area's average rents, property values, and financing options, such as FHA loans or conventional loans, which may require as little as 3.5% down for multifamily properties (if it's owner-occupied).

The idea would involve working together to construct a road that provides access to my property.From there, I’m considering developing a 16-unit multifamily project on my land.

A particular strategy that may help you is to assume VA loans.  

This experience has provided me with a strong foundation in acquisitions, valuations, and deal sourcing.

The one aspect I'd say where planning can really provide benefit however is with tax planning.  

We provide a baked good from a local German bakery.

Uncontested foreclosures move faster.Also - call the lender and apply for loan mod/forbearance etc.

Compare Loan Terms – Ensure their rates, fees, and terms align with your investment goals by getting multiple quotes from other lenders. 3.

Quote from @Leonard La Rocca III: So is it common to find a conventional loan without meeting the lender in-person?