So talk to your bank and insurer before continuing. 

I’m continuing to invest in real estate while also helping others achieve their real estate goals.

If it's going to continue to be a 3 unit building, it would make sense to add another service.

Reese's "free" course is really "first lesson free", then you are directed to a paywall to continue.  

Use a spreadsheet instead, or find a different software.Thanks Tim.I'll probably go the spreadsheet route to start with, but as I look to scale my properties continue to evaluate other tech.I also reached out to RentRedi @ Tyson in this thread to share my experiences. 

I continued paying what I had paid before, with the additional money purely going to principal.The recast to a lower amount was purely to reduce my committed monthly payment to a point that I could get my property to cash flow if I had to move out (job loss, etc).

That seems like a more realistic result than just “talking to the bank” and having them agree to let the arrangement continue.

If the rules change then sell or use for a long term rental because the home values continue to rise.

and for the record not here to bash, i know it has helped a lot of people and i know it will continue to improve. 

Assuming the Oakland rental market continues to remain stagnant/competitive with newer buildings going up, is property appreciation the only way to increasing wealth with my building?