That it is unprofessional to risk a penalty unnecessarily?  

So I don't want to unnecessarily introduce my investor to this agent unless it's serious. 

I realized that I was spending money unnecessarily on consumer goods and services which, ultimately, didn't bring any joy to my life.

I say don't spend money unnecessarily but monitor the situation from time to time.

One, I want everyone to know the maximum amount that I will bid so I don't lose a potential buyer at the very end over a small amount of money, and the second I want people to know my max bid so if its way high they won't touch it and I don't end up paying doc stamps unnecessarily.

Most hobby landlord lose a lot of money unnecessarily due to their own incompetence.

So, because I don't manage myself I don't need: - tenant screening- a way to accept rents online- a way to advertise vacancies- a way electronically sign leasesBut, what I do need is:- a single platform that can ingest the data of the various platforms my managers are using (appfolio, buildium, rent manager, propertyware, etc) so that I can keep track of everything in one place and add in the various expenses that aren't on the property managers statements- a platform that can generate reports for lenders and accountants (quickbooks, Buildium)- a platform that can help me keep track of my prospects and deals in progress before they are handed over to property management.

You should have 1 LLC otherwise you would have to transfer title which will mess with financing, and just confuse things unnecessarily.

What are my options here in terms of refinancing.I am taking a conventional loan by putting 25% down, with 4.25% interest rate.I also intend to buy a primary residence costing less than 1.1M so I don't spend unnecessarily on rent.

As a side note, I read Profit First and I think it's a little unnecessarily complicated from the account side of things.