Be prepared for frustration if you decide to do business with Kiavi.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I don't have the capital to replace the HVAC at this time or the credit to finance it.

Several options you can explore to get the down payment capital: Solo401k; HELOC on personal residence or from equity of the SFR; Cash Value Life Insurance Policy; Business Credit; Private Lenders, to name a few.

Be prepared to come in with additional cash to close due the the appraisal.   

So be prepared for that.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

This is my pre-retirement preparation.

I wonder if Mitch was able to get his refi done before a NOD was filed and or late payments were put on the orginal sellers credit report.. this is the real risk to the seller if they value their fico score at all.. on some of this stuff the sellers credit is already trashed and they dont care.. but if folks buy from someone that does care holy cow when they get the NOD notice its right to the attorney.. 

Any additional mail costs $.50-$.76 depending on the size... so to prevent you from having hundreds of $.50 charges on your credit card, the default "reload" is $50 (you can set this to whatever you like in the app).Hope this helps....