I believe for an additional fee you could retain access to the replays forever but replays for 30 days were included in the $47 cost so I wouldn’t waste my money on forever.

Entitlements can be costly and time consuming but can also be lucrative.

I'd attack the credit report :) 1) lower (pay down) whatever accounts have a high utilization percentage 2) contact each of 3 major consumer credit agencies and get a free report, then dispute every hard inquiry that is *NOT* associated with an open account 3) call the credit cards you already have established and ask for a credit line increase -- often can be done online and they do not verify income, hint hint. 

While it’s relatively simple and can help you find deals, it’s also time-consuming.

This is the internet, so it's forever, and you're looking like a damn fool.I am an open book.

Many cities have high overhead costs that consume a large portion of generated revenue.

They run forever.  

@Alec Barnes one of the problems with communication is the different expectations.Agents and consumers all think PMCs should be available 24/7.NOT POSSIBLE for the relatively small monthly fees owners pay PMCs versus the thousands of dollars of commissions agents get per transaction.So, while agents may answer their phones 24/7, most PMCs do not.

People have done this forever and creating a new name doesn't change anything.

She was consuming half of our time, and we were both miserable.