@David VanlandinghamI’m currently unemployed and my credit is non existent due to a debt consolidation loan.

This industry is growing so fast with competition and consolidation that automation and technology will be big parts of it, but you really need to understand your baseline operations.We’ve scaled our PM company to Columbia, SC and happy to have you shadow our team.

Are there any unique risks that come with consolidating ownership of an HOA? 

Have a consolidated to-do list for every aspect of your life investing, real estate, personal, etc.

It was many years ago, but I did consolidation by refinancing three loans on three properties into two loans on two properties.

This would first consolidate the loans into one, and secondly the entire loan would have tax benefit.

Next option to consider is the consolidation of properties into commercial mortgage financing.

My wife's car payment is $342 per month, (We owe around $15k still) we have a personal loan we used to consolidate our other debts that costs $768 per month, we also have $203 for phone, $134 for insurance, $200 for utilities, $50 for misc subs (Netflix, Disney Plus, Car Wash etc.) and internet at $88.

I spoke to a lender to refinance my 2 family and I found out that it would cost atleast 25k fees to consolidate my Heloc & 2 family mortgage.

So now I’m in the position of having to consolidate my first mortgage of $270k with the silent second of 100k in order to get an HELOC for another $100k in order to get my real estate investment business started.