However as long as you are including the expense of the second mortgage it will give you the basic scenario and breakdown of overall projections.

A mortgage lien being the most common one.

Otherwise, it'd be best to compare both quotes/scenarios.

@Tori Roy these are all over BP, and are super common.

I highlighted two common exceptions in my earlier post, but doesn't sound like either scenario applies to your case. 

Your neighbor s as Sean mentioned, have a lower tax bill likely due to the fact that they live there and there are laws that prohibit the tax assessor from raising the property values more than 3% per year when it's your primary residence okay, it's also fairly common for your tax bill to significantly increase in the tax year after you purchase it.

While this is not common, its also not uncommon. 

Avoid common pitfalls like underestimating costs or tenant management challenges by planning conservatively and staying proactive.

I think I would stick with what I have in your scenario.

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.