The property is rented out for $3,200 per month, while my mortgage is $2,100, and the HOA fee is $268.I explored the option of taking out a second mortgage.

Seller financing and “Subject To” are other financing options to explore. 

Gradually raising rents, exploring lease buyouts, or selling with tenants in place are balanced alternatives.

If you anticipate selling the property soon, it’s worth negotiating or shopping around for a lender with flexibility in prepayment penalties.Feel free to reach out if you'd like to explore tailored DSCR options that suit your goals.

It’s worth having a Plan B for unexpected shortfalls if you can, like setting aside reserves.From what I’ve seen, markets like San Diego, Chicago, or Austin also offer creative financing opportunities you can explore further.

That's direction I'd advise exploring, not how to do it all yourself as an island, but as a facilitating power.

@Nathaniel Kamp This sounds like an opportunity worth exploring, but time is not on your side here!

Given your concerns about California’s high prices and tenant laws, exploring out-of-state markets is a great idea, especially for rookie landlords.Oklahoma is worth considering!

Enjoy live music, explore the festive Village, and capture magical memories with endless photo opportunities.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.