Get a chill pill--a lot of you guys can't take what you often dish out!

"Wind chill" only effects living things, not inanimate objects (e.g. your car).If you are going to do anything, I would replace your faucets with those "deep valve" ones (or do what I did as described in my earlier post).  

Warning, some of the interviews are quite disturbing, but his recent JRE podcast was chill and still telling.

@Chai JonnThanks everyone for chilling in.

I head that’s a great place to “chill”

Thanks.For I have the lender opinion as well as the investorOpinion, as an investor the line of credit sets the min bar for cost of capital and floor for opportunity cost for money.The philsophy is I can store money or pay down the principal in the line atleast it’s saving/earning me 4.99% interest as opposed to sitting in my checking where it’s subject to inflation loss.If REAL inflation is let’s say 5% rate then the real value of my money is maintained (5% inflation loss - 5% interest savings) while outside in my checking account each dollar is still 100 cents at face value, but real purchasing power parity is 95 cents a year later.This does not mean I don’t believe in any emergency funds bit rather once I’ve funded my 6-12 months of reserves I deploy extra capital into other vehicles to hedge inflation.When I find opportunities to deploy capital that meet my min hurdle rate for that particular asset class ( it varies with risk premium of each asset class) then I would deploy it otherwise Ill chill out and earn my min mentioned above.

Just read the writing on the glaring blinking pounding neon signs that scream 'buy 4wk tbills and chill'!

Target for vandalism which is far more real than most OOS investors can even comprehend unless they have lived in these markets. and then you have the other great pleasure of a PM calling or e mailing saying your vacant house just got broken into and stripped..some people you simply can't please.. any PM that does this for next to nothing will not be here in a few years they will be broke.. again Chris at MI makes no bones about it either.. neither do some of the other pro's I know in the business..Its the owners who have to chill out.. they bought a rental .. this has some income risk and other risk .. this is not a mutual fund.

My Cali Brothers and Sisters. . .Beware of the drab snow covered, no sun for freekin' ever midwest.I, born and raised in the city of the Angels, spent the better part of my medical career spanning Kansas, to Minnesota, to South Dakota, to Wisconsin and gud lordy Nebraska.There is a thing called seasonal affective disorder, which I thot was for sissies. . .. . .and realized that I am a big sissy when it comes to cabin fever and bone chilling cccold, and everything is DEAD until spring!

Wheres that Aloha chill?