As professional PMs, these scenarios are less anxiety inducing to us because, unfortunately, we deal with professional tenants more than your average landlord.

Quote from @Andrew Steffens: I am curious what products exist?

What data have you ran to support your rental rate and what are the average DOM for around the same time last year?

HUD targets average rents for an area, so just like average school grades, this typically translates to Class C property rents.In our Metro Detroit market, the MAJORITY of the claims about getting higher than market rents can be traced to a Class D Neighborhood/Property. 

(The people running 500+ units or $100m syndications when the average BP listener (I assume) has 1-10 units and is worth $1-5M.).

Most rental properties in Milwaukee are old and run down, our product stands out. 

Wouldn't hurt to look in to both to give yourself the best chance at finding the best loan product. 

Same experiences as above....great product with very helpful customer service and they always seem to be adding new features.

However, if you intend to work with a hard money lender or utilize a short-term loan product, you're on the clock for repayment, which can be stressful if things go sideways. 

The problem with averages is that a large number of high or low value properties can skew the figures either way.