I know that community well, associated with it more than a decade. 

I'm a pro member here at Bigger Pockets but I've also looked into Renatus and my local Real Estate Association.

The investors in the secondary market have a very good grip on the prepayment risk associated with a drop in mortgage rates and use pricing or yield to offset this, which is why you so often hear of borrowers paying points and lender fees.

Finding the right price does not associate with market stability or future performance assumptions.

Generally, the fees can range from $500 to $2,500 or more, depending on the specifics of the loan and the attorney's rates.Here are some common fees associated with loan document preparation:Promissory Note and Loan Agreement: These are the core documents, and the cost of drafting these can range from $300 to $1,500, depending on the complexity of the deal and the lawyer's hourly rate.Deed of Trust or Mortgage: This is often required to secure the loan against the property and can cost an additional $300 to $1,000.Title Search and Title Insurance: If you’re using title insurance or require a title search to secure the loan, this can add another $300 to $800 or more to the cost.Other Documents: Depending on the type of loan (e.g., hard money loans, commercial loans), you might need additional documents like personal guarantees, collateral agreements, or an escrow agreement.

Just because Zillow estimates a lower value, doesn't mean people will offer lower than the list price.Also, be careful about the laws with the association and renters.

Landlord shall be responsible for paying any Homeowners Association(HOA) dues and property taxes for the Property.I was wondering if I should add a additional rent clause for the sewer just so I have my base covered in case tenant try to get "smart" with the lease.I think you're fine if that's in your lease to bill them.

Quote from @Andrew Syrios: Welcome to KC Leo, I would definitely recommend getting involved in MAREI, the real estate investor association here. 

We are having trouble getting the assistance of the entire association for this so we are having the attorneys draft a notice to all the homeowners requiring their participation."

I've built one and I've been working through the list of corporate housing companies that I met through CHPA (Corporate Housing Providers Association).