Can you please recommend communities with low HOA fees and close to entertainment?

Ironically, you are violating fair housing if you reimburse her for the wall anchors because she has a child, but you wouldn't do the same for a 50-year old adult. 

Check lease, but it should say that all adults have to sign lease.

I owned my own business in my 20s and 30s and originally took the W-2 as a side hustle to that even though it was full time to get health insurance because ours had risen to $1400/month for two healthy nonsmoking adults.

My living expenses were almost completely rolled into the business model and I lived among an ever changing group of guests who made life lively and entertaining.

If it were my company as the lender, we may entertain it but you'd have to requalify for the mortgage terms. 

It is much further away from the Westgate Entertainment Complex than this property.  

Sorry to hear that my tenant yelled at you for having a garage party during the week, but you are all adults, please go talk to each other.

Pricing and rates change constantly so if you are seeking cash out of a rental property you can entertain a second DSCR equity loan up to 70CLTV to keep your first in place or take a look at a full new cash-out option.

I was also an adult in 2007 and saw people lose their homes and investors who overleveraged lose their investments when tenants didn't pay rent.