There are cheaper one’s in D/F areas but I would be careful as those can create a laundry list of additional issues.

Ask whether or not the insurer is licensed as a foreign or non-United States (alien) insurer and for additional information about the insurer.

Let me address your questions and provide additional clarity on key aspects:1.

Texas has additional laws against these options.

In addition to taking 6-9 months to close, they are also subject to (i) annual audits, (ii) annual REAC property inspections, (iii) recurring annual MIP payments on top of your interest rate, (iv) large initial deposits to the replacement reserve, (v) commercial space limitations to 15-20% EGI / 25% NRA, and (vi) less forgiving underwriting with 7.00% minimum vacancy rates when determining our underwritten NOI.

Additionally, you can find the 1% rule and positive cash flow here and get amazing appreciation.

I've seen some people house hack a single family home by renting out the rooms, but keep in mind that traditional lenders would not be able to use the income from renting out the rooms (known as boarder income) towards additional income on the application.

Additionally, the transition process itself could create uncertainty in the market, making long-term planning more difficult.Opportunities for Private Lenders & Alternative FinancingWhile some investors may face challenges, privatization could create opportunities for private lenders and non-bank financing options.

Agreed - plus two additional thoughts:1) I always recommend having your CPA also review the drafted operating agreement for the tax issues. 

Additionally you can always write in what was done to correct it and explain that since then you no longer had issues.