@Robin Simon I completed a refinance with my credit union at terms of 3/30/75 @6.85% I will have the renwal in 2026 and hoping rates come down a little by then.

The only way to achieve this is by looking at and doing real deals.

This move is such a great example of what determination, solid planning, and truly listening to investors’ needs can achieve.

Greg,What type of mentor are you looking for, in terms of where do you need the most help right now?

Selling now prioritizes liquidity and growth opportunities, while holding benefits from long-term appreciation and rental income.This post does not create a CPA-Client relationship.

How long ago did you start? 

Hi Anthony, what's your biggest priority - cashflow or long-term appreciation? 

@Veronique Leroy No, I don't have any...but I'm having a hard time visualizing the type of property that will achieve those returns.

As long as you do with the same lender they can cross collateralize. 3.  

You’re asking the right questions, and it’s great to see you thinking strategically.My Take on Your SituationSince you already own a rental and want to expand your portfolio, your main decision points are:1.How to pull equity to fund your next deal2.Whether to transfer your current rental into an LLC3.How to position yourself for long-term growthHere’s how I’d approach it:HELOC vs.